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We created the Inspire blog to have a positive impact on both the health care system and its clients.
There has been considerable discussion from many on the Republican side of the aisle that enabling carriers to sell across state lines will have a positive impact on health care premium rates. Is [...]
Introduction Actuaries are called upon by the healthcare industry to develop assumptions, factors, formulae, etc., that are used by underwriters to determine premium rates for health insurance benefit plans. Determining premium rates for [...]
“We have met the enemy and he is us.” – Walt Kelly, PogoIntroductionThe general consensus is that the U.S. health care system is too expensive, provides less than desired levels of quality, and does [...]
Introduction In the debate around healthcare reform or in conversations about what’s wrong with the U.S. healthcare system, public health rarely earns a mention. Insurance companies, hospital systems, providers, pharmaceutical companies, government, and [...]
Introduction One of the primary responsibilities of health plans, like Aetna, Cigna and UnitedHealth Group, is to remain financially viable in order to meet its financial and legal obligations to members, plan sponsors, providers [...]