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Healthcare Contingency Reserves: Expanding Beyond Financial Resources to include Physical Resources
In the U.S. insurance industry, health insurers are known to hold onto large amounts of cash reserve as a surplus. Regulators often scrutinize these reserves, demanding to know why the insurer seemingly has [...]
Pandemic Reserves
As I sit at my desk looking out the window at the rain covered streets, barely a person in sight and cars randomly scattered on the curb, it is hard not to think, [...]
Pandemic Risk Management: Lessons From Ancient Egypt
In a time when fear and anxiety seem to grip an entire world, the small population of risk managers experiences a rare moment of mixed emotions. Not happiness or joy - that would [...]
Protect 1 and Save 1000
Presented By: Richard L. Liliedahl, MD Erik D. Axene, MD Oscar M. Lucas, ASA, FCA, MAAA David V. Axene, FSA, FCA, CERA, MAAA Over the past couple of weeks, COVID-19 has [...]
The US Healthcare Reserve and COVID-19
Much is being said in the news this week about the impact of COVID-19 and the potential surge in healthcare demand and the damaging impact this could have on our great US [...]
A Hard Pill to Swallow: Appreciating the Mathematical Dynamics of the Affordable Care Act
AbstractThe Affordable Care Act (ACA) is recognized for its role in reducing the uninsured rate in the United States. The federal financial commitment has expanded Medicaid eligibility and provided incentives for people to [...]