The Importance of IBNR in Self-Funded and Traditional Health Plans
Understanding and accurately predicting future liabilities is crucial to the sustainability and success of insurance companies and self-insured employer-sponsored health plans...
Impact of COVID-19 on Dental Utilization
There appears to be an association between the reopening date for elective dental procedures and the volume of dental patient visits—early-open states had a quicker utilization ramp-up, but states that opened later...
Pandemic Reserves
As I sit at my desk looking out the window at the rain covered streets, barely a person in sight and cars randomly scattered on the curb, it is hard not to think, “should we have seen this...
Medical IBNR; Traditional Approach with a New Twist
Medical claims reserving has remained relatively unchanged for decades. The traditional approach to calculating IBNR reserves, that will [...]