Health Insurer Capital: How Much Surplus Should a US Health Insurer Hold?
Health insurers are required to hold minimum levels of surplus each year. However, the exact amount a health [...]
The ACA Underwriting Cycle
Then a left will take you to the interstate But a right will bring you right back [...]
Financial Risk Preparation: The COVID-19 Pandemic and ‘Unknown Unknowns’
“Reports that say that something hasn't happened are always interesting to me, because as we know, there are [...]
Pandemic Reserves
As I sit at my desk looking out the window at the rain covered streets, barely a person [...]
Risk-Based Capital Considerations for Self-Funded Plans
Two of the main reasons why businesses choose to self-fund their employee health care benefits are (1) to [...]