The Importance of IBNR in Self-Funded and Traditional Health Plans
Understanding and accurately predicting future liabilities is crucial to the sustainability and success of insurance companies and self-insured employer-sponsored health plans...
Thoughts on Kaiser Acquiring Geisinger
A former colleague came across an article I wrote last year, 'My Recent Experience with Kaiser Health System' – Axene Health Partners, LLC. After reading the article, she reached out to ask my thoughts...
Three Reasons to Consult an Actuary
In the world of employee benefits, organizations and brokers often find themselves struggling to get a clear picture of the entire health benefits landscape. For self-funded groups, the challenge lies in managing...
Medicare for All’s $600 Billion Question
“Medicare for All” is a term that can assume many different meanings and its lenient usage tends to generate confusion or misinformation. To provide some clarification, AHP has provided...
A Look at Selling Health Insurance Across State Lines
There has been considerable discussion from many on the Republican side of the aisle that enabling carriers [...]
The 24-Lever Model: Lowering Insurance Premiums
This issue of Inspire is the first in a series of Inspire issues devoted to the 24-lever model. Introduction [...]