There is a little secret (not anymore) among health actuaries that pricing age slopes are self-fulfilling. If the true cost of the oldest eligible age group in a population is five times the youngest...
Each year around this time, we can gain tremendous insight from reading articles preceding the annual open enrollment period (11/1-12/15 in most states) in marketplaces of the...
A tranquil portrait of a desolate, sandy beach hung in the hallway. I had been staring at the white foam of the crashing waves and undisturbed golden sand for ten minutes in my own
On a recent trip to visit family for Thanksgiving, my wife required a visit to the out-of-town Emergency Room to assess her ongoing severe back pain. We were pleased with the...
In response to a prior article I recently authored, Risk-Based Capital Considerations for Self-Funded Plans, I had a request for a follow-up article focused on stop-loss as a risk mitigation...
The practice of vaccinating people is much older than most understand. Today it is a hot topic in news and is being talked about regularly as it affects school registration, travel...
Economics students are baptized in the basics of supply and demand the moment they step into their first classroom. The free market involves buyers and sellers who participate in a bilateral...
A quick internet search will produce dozens of articles talking about the shortage of healthcare providers. One report presents 15 key concerns about physician shortages[1] ranging...
The November 15, 2019 release of a final rule on Transparency has raised the awareness of transparency. For years this has been a discussion topic in Board Rooms, marketing departments...
On November 15, 2019 the Trump Administration, in conjunction with the Centers for Medicare & Medicaid Services, released a final rule which would require the public disclosure of...
