How is Your DOFR Doing?
A Division of Financial Responsibility (DOFR) is a provision in a contract between a health care provider and a health plan or payer that defines which party is financially responsible...
Should You Be Concerned About Low Rate Increases?
Health care costs are too high. What health care products or services come to mind when you read that sentence? Depending on your personal experience...
Measuring ROI For A Pediatric Care Intervention Program
Determining an ROI for any care program or intervention can be challenging, but the challenge was multiplied for a children’s hospital implementing a new care program for the sickest...
An Actuarial View of Health Care Public Policy Proposals
The number of bills which purport to expand access to public health insurance plans is now in the double-digits—and that’s just counting bills which have been introduced so far...
An Actuary Looks at 50
It’s been twenty-five years since I began my daily routine of putting on a tie (really), driving a few miles, walking across a muggy south Florida parking lot to an airport-facing building...
Health Reimbursement Arrangements: Will Employers Fund Individual Market Coverage?
On June 13th, 2019, the Departments of Health and Human Services, Labor, and Treasury issued a final rule[1] that completed the three goals of Trump’s 2017 Presidential Executive Order...
The Lionfish in ACA Markets
I have done most of my scuba diving in the Carribean Sea and the Florida Keys. I can’t complain. The water is clear, the temperature is comfortable, and the fish are abundant. If you are not...
Gun Violence: A Public Health Issue
Her text message read: “The school is on lockdown, but don’t worry I’m safe.” It was not the first encounter my wife has had with gun violence in our school system and it will not be the last...
The Democratic Presidential Debates and Health Care Policy
Whether or not one supports any of the candidates in the debate or the other party, they provide interesting discussion material for those who care about our health care system...
So How Would You Fix Health Care Grandpa?
My grandkids periodically ask me about my work. They understand that I am a heath care consultant and have worked in the health care world for my entire career. They have overheard many...