Consulting Actuary Greg Fann and Actuary Daniel Cruz were referenced in a recent Health Affairs blog post illustrating how President Biden can improve consumer value through enforcing ACA regulations. Fann and Cruz are actuarial pioneers nationally recognized for their work championing adherence to ACA rules which requires insurers to price benefit plans in proportion to their actuarial value. They have demonstrated the consumer value benefits resulting from President Trump’s regulatory action and the adverse implications to low-income ACA enrollees due to Metalball premium misalignment. Fann and Cruz have educated state regulators and implemented local premium alignment through their advocacy efforts. The blog post argues that President Biden should fully leverage President Trump’s regulatory action and use federal rules to expand premium alignment enforcement nationwide.