Medicare for All’s $600 Billion Question
“Medicare for All” is a term that can assume many different meanings and its lenient usage tends to generate confusion or misinformation. To provide some clarification, AHP has provided...
Another ACA Paradox: Lowering the Average Age Increases Consumer Premiums
There is a little secret (not anymore) among health actuaries that pricing age slopes are self-fulfilling. If the true cost of the oldest eligible age group in a population is five times the youngest...
Separating Politics from Policy
Each year around this time, we can gain tremendous insight from reading articles preceding the annual open enrollment period (11/1-12/15 in most states) in marketplaces of the...
The Gold Rush and the Lionfish: Optimizing the Unique Dynamics in ACA Markets
The Affordable Care Act (ACA), colloquially known as “Obamacare”, recently began its 7thopen enrollment period, the first with premiums based on claims experience after...
The Democratic Presidential Debates and Health Care Policy
Whether or not one supports any of the candidates in the debate or the other party, they provide interesting discussion material for those who care about our health care system...