COVID Christmas Gifts
As we sit here in December 2021 COVID is still active and cases appear to be climbing in certain pockets of the United States. In early 2020, when the pandemic began, few of [...]
Impressions of the ACA: The 1st Year of the 2nd Decade
“A subsidy works if it gets someone to buy something they otherwise wouldn’t buy. Any additional subsidy beyond what is needed to change behavior is wasted.” – Gabriel McGlamery I cannot help [...]
Targeting Clarity Through Transparency
Over the years much has been said about the issue of increasing costs of healthcare, its causes, and solutions to address it. In terms of solutions, on one side of the spectrum [...]
Geographic Utilization Disparities and Financial Impacts
It seems natural to assume that the scientific underpinning of medicine implies a formulaic treatment for any given combination of presenting symptoms. However, this assertion ignores the artistic nature of care management. Many [...]
Some Thoughts on Self-Funded Health Insurance in a (Post) Covid World
Today we are nearing the fourth quarter of 2021 and the world has been augmented in major ways since the pandemic began nearly 18 months ago. Not long-ago masks were hardly seen outside [...]
Land of the Free
“If you think health care is expensive now—just wait until it’s free.” —P.J. O’Rourke Health care is expensive in the United States. If you have paid attention to the Society of Actuaries [...]
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